Finance your dream bike

Spread the cost over upto 24 months

Minimum spend applies. Finance subject to age and status

Look out for the finance sign

Purchase your dream bike online from Chevin Cycles and you’ll could spread the cost over up to 24 months!

We have partnered up with V12 Retail Finance in order to offer quick, safe and hassle free financing on all of our products worth over £300! The process is simple and your decision is almost instantaneous! Follow a few simple steps and you can enjoy hassle free financing on any basket over £300. All finance offered online is subject to a minimum deposit of 10%.

Applying for online finance

Applying for online finance couldn’t be easier or more convenient using our paperless eSign process. Once you’ve chosen the product(s) you’d like to purchase, continue to the Checkout. If your chosen product(s) qualifies, you will be presented with the finance options available. Just follow the simple instructions, entering your personal details as required and V12 Retail Finance will do the rest.

How quickly will my application be processed?

Once you submit your application you will receive an instant decision usually within 10 seconds. On rare occasions, if V12 require further information they will contact you within normal working hours shortly after your application is submitted.

Once my application is approved, what happens next?

Once approved, you will be asked to complete an online identity check; once this has been validated you will be able to sign your credit agreement electronically using the V12 eSign process. You will be given the option to download a copy of your credit agreement at this point and print a copy for your records. Once you have eSigned your agreement and completed the order we can dispatch the goods to you. There is no paper work to return to us or to V12 Retail Finance.

What is the criteria for applying for finance?

  • At least 18 years of age
  • A permanent UK resident
  • In regular employment (minimum of 16 hours per week) including self employment, or in permanent residence with your spouse/partner who is in regular employment
  • In receipt of pension if you are retired
  • If not in employment, you may be required to provide proof of alternative income

**All orders paid for by Finance can only be shipped to the billing address as used on your application or alternatively available for click and collect in-store.**

Interest Bearing Finance 15.9% APR Representative - Sale Bikes In-Store & Online

Finance Term (months) 12 24
Transaction Value
Minimum Deposit
Min Balance to Finance

Chevin Cycles Limited acts as a broker and not the lender and only offers finance from Secure Trust Bank PLC T/A V12 Retail Finance. Chevin Cycles Limited is authorised and regulated by the Financial Conduct Authority, Registration Number 672954. Not all products offered by Secure Trust Bank T/A V12 Retail Finance are regulated by the FCA. We may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out. Subject to age, status and affordability, minimum spend applies