Look out for the 0% finance sign.

Purchase your dream bike online from Chevin Cycles and you'll could spread the cost over up to 36 months!

We have partnered up with Klarna Retail Finance in order to offer quick, safe and hassle free financing on all of our products worth over £300! The process is simple and requires no paper or photographic ID simply fill out the application and your decision is almost instantaneous! Follow a few simple steps and you can enjoy hassle free 0% financing on any basket over £300. All finance offered online is subject to a minimum deposit of 10%.

Applying for online finance

Applying for online finance couldn't be easier or more convenient using our paperless eSign process. Once you've chosen the product(s) you'd like to purchase, continue to the Checkout. If your chosen product(s) qualifies (above the minimum spend of £300), you will be presented with the finance options available. Just follow the simple instructions, entering your personal details as required and Klarna will do the rest.

How quickly will my application be processed?

Once you submit your application you will receive an instant decision usually within 10 seconds. On rare occasions, if Klarna require further information they will contact you within normal working hours shortly after your application is submitted.

Once my application is approved, what happens next?

Once approved, you will be asked to complete an online identity check; once this has been validated you will be able to sign your credit agreement electronically using Klarna's eSign process. You will be given the option to download a copy of your credit agreement at this point and print a copy for your records. Once you have eSigned your agreement and completed the order we can dispatch the goods to you. There is no paper work to return to us or to Klarna..

What is the criteria for applying for finance?

To apply for finance you must be:
- At least 18 years of age
- A permanent UK resident
- In regular employment (minimum of 16 hours per week) including self employment, or in permanent residence with your spouse/partner who is in regular employment
- In receipt of pension if you are retired
- If not in employment, you may be required to provide proof of alternative income
**All orders paid for by Finance can only be shipped to the billing address as used on your application.**

Any exceptions?

Unfortunately we can't offer 0% finance on reduced/sale items. We can however offer Classic Credit 15.9% APR over 12, 18, 24 or 36 months. Terms and conditions apply.

0% Finance In-Store and Online

0% Finance In-Store and Online

Finance Term (months) 6 9 12 18 24 36
Transaction Value 300+ 300+ 500+ 1000+ 1000+ 2000+
Minimum Deposit 10% 10% 10% 20% 20% 25%
Min Balance to Finance £270 £270 £450 £800 £800 £1200

Interest Bearing Finance 15.9% APR - Sale Bikes In-Store & Online

Interest Bearing Finance 15.9% APR - Sale Bikes In-Store & Online

Finance Term (months) 12 18 24 36
Transaction Value 300+ 300+ 300+ 300+
Minimum Deposit 10% 10% 10% 10%
Min Balance to Finance £270 £270 £270 £270

Chevin Cycles LTD acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ).

Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply.

Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.